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Real Estate Advisor

THE BEST TIME TO BUY IS NOW

"To leave satisfied you must arrive prepared."

Consider this your home buyer’s toolkit. Open it up, take a look around, and if you like, start equipping yourself with the tools necessary to make your best purchase. In most businesses, knowledge equals power, and real estate is certainly no exception.

We hope you enjoy the free reports I’ve provided, and we hope you learn a little more about what it takes to make your important purchase a great one.

The real estate market in Central Florida and Orlando is certainly volatile, and all of the information about buying a home can be overwhelming. We can help.

When you're ready to act, contact me.

I fight on behalf of our buyers.
I negotiate the absolute best price.
I protect you.
I simplify your transaction for you as much as possible.

I look forward to working with you.

Thanks for stopping by...


 

Determine what you can afford

Financing Your First Home

 

Determine what you can afford

Each buyer is unique - and we'll help you find out just what you can afford. Your income and your debts will typically play the biggest roles in determining your price range. It's simple to make an estimate, just call us anytime to Figure out your funding

A range of mortgage options are available, and we'll help you determine which can work for you - some loans require little money down. You'll also need to consider closing costs and the escrow account for taxes and insurance.

Less-than-perfect credit report?

Don't worry, there are options that are ideal for those who have a few "dings" on their credit report. Work with your lender to develop an individual mortgage program based on your unique credit worthiness.

Loan Programs

Finding the best loan program for your needs depends on a number of factors, including:

-How long you'll stay in the home;

-How much money you'll put down;

-How you'll finance the closing costs.

For information on the loan programs and rates available contact me anytime and I will help you find the best representative for you.

Tax Benefits

You may be able to deduct the interest you pay on the mortgage loan and some of the financing costs of the home, such as points. And your property taxes could be deductible. You should consult your tax advisor for more information.

 

Financing Your Next Home

 

Buying a Second Home

You'll need to identify sources for your down payment, since you're not selling your current house and using the proceeds, and you'll need to expect a larger monthly obligation for housing expenses. Work with your lender to create a customized loan program with the best combination of rate, points, and closing costs for your needs.

Less-than-perfect credit report?

Don't worry, there are options that are ideal for those who have a few "dings" on their credit report. Work with your lender to develop an individual mortgage program based on your unique credit worthiness.

New Home Appraisals

Some situations may qualify for a more streamlined loan process. Your credit history will help determine if your loan application can be completed without an appraisal.

Private Mortgage Insurance (PMI)

Loan programs for down payments of 20% or less require you to purchase Private Mortgage Insurance (PMI).

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